Since the start of the economic downturn it has certainly become more difficult to get approved for a mortgage, but things really aren’t as bleak as some of the naysayers in the media would have you believe. Yes, lenders may be a little choosier than before and options like self-certification are now seemingly things of the past, but if your financial circumstances are good enough there will still be a mortgage deal out there for you. Here we look at some of the things which can help or hinder your chances of getting approved. Length of employment If you regularly…