Articles by admin

Welcome to the 22nd edition of carnival of retirement, the second carnival I am hosting at FPR. This is one amazing carnival where rarely people submit their retirement related post. this week we can see a few retirement posts but, mostly the articles are of the general broader personal finance topics. About my retirement plan, I am maxing out IRA and saving in 401 (k) to get maximum matching employer contribution, in my case it’s 5% and I am saving just that. I have no plans to retire early, unless perhaps I win a lottery. As a blogger we have…

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Are you looking for mortgage from Amerisave or willing to consider Amerisave mortgage for refinance needs? It’s always beneficial to read reviews. Read both good and bad reviews of companies you want to establish financial relationship with. This review is based on feedback from people who refinanced through Amerisave recently. Mortgage means taking loan by pledging house to bank. Bank gives out loan amount to house owner. When house owner pays mortgage bank returns house ownership. In case house owner fails to pay mortgages bank can sell that house.  It is very common for house purchases to be funded by…

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A lot of frequent fliers use Southwest Rapid Rewards® Plus credit card. But is it the best travel rewards card you can get your hands on? You probably have it already and got it due to the lure of free flight. One of my friends did just that. When we studied the card closely, we found there’s not much this card has to offer other than the introductory bonus point which converts to $400 towards travel voucher.  Probably not, we published a list of best 3 travel rewards cards in 2012 last month. Southwest is not one of them. Let’s…

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While reviewing credit cards we came across an idea to list credit cards that give highest bonus rewards/cash back/points now in 2012; Just for applying the cards. If you can pay your entire balance every month then why shouldn’t earn rewards for our regular purchase? Here are the top credit card deals we are looking at for now in Q2 2012. Chase Sapphire card – What’s the reward: Earn 40,000 bonus miles if you spend $3,000 in first three months after account opening. That means $500 towards travel ticket cost. Capital One Venture Rewards — What’s the reward: Earn 10,000 bonus miles, equal…

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Cash back credit cards help earning a little extra while using the cards for regular purchases. Gradually the reward nature of cash back cards is changing. We are seeing diminishing rewards every year. in 2012 most cash back credit cards are similar in nature, most of them offer 1% cash back on general purchases. A few cards offer larger cash back on specific categories. For me, I personally use Chase freedom, AMEX Blue Cash, Citi Platinum and Discover More cards. I use the card which gives maximum reward at the point of purchase. In the crowd of almost-similar cards we…

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Hello and welcome. FPR readership per day is in upswing. So is the SE visitor counts. There were also a few good news  on the blog statistics front. FPR got its first Google page rank, along with SEO Moz ranks for Domain authority and Page Authority. You can refer to my advertisement page to glance over the statistics. Some of the good finance reviews and other articles of interest Beating Broke presents Money Rules by Jean Chatzky , a book review. Card Hub presents Is the LivingSocial Credit Card Worth Getting? Free From broke presents The Best Airline Miles Credit…

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Credit card balance transfer means transferring money from one credit card of one bank to the credit card of another issuer. This is not just a marketing trick from the issuers; it is profitable for customers too. Many issuers offer 0% introductory APR for balance transfers.For example Citi Platinum card, Discover More card etc offer 18 months of 0% APR on balance you transfer from other cards, that means for 18 month you are not charged any interest, basically making it a 0% interest loan for one and a half-year. This transaction is fast, it is convenient and most important…

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Duke energy is US-based energy company. Duke has more than 4 million customers. They own and operate nuclear power plants as well. As per latest filing, Duke earned over $14 billion in revenues and has $28 billion in market capitalization. More about the company health here. As a stock DUK should be a dream stock in your dividend portfolio with 4.6% yield. But this review is for its premier notes borrowing program, Duke’s debt instrument. What is Duke energy premier notes? Although many companies issue notes in the market for individual investor, Duke energy went a few steps ahead and…

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