Credit Card

Most credit card holders are normally advised by their providers to consider having credit insurance as well.  It is also quite evident that most people do not know the importance of having the credit card insurance hence a good number of holders reject it  since according to them, it is not a need. People also think credit card insurance are free services to enjoy, this is not true, this comes with a price. Due to different lifestyles that many people experience, there are also different insurance needs that one can obtain.  Knowing the different kinds of insurance that are protecting…

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I mostly write about personal credit cards, this is my first business credit card review. For my blogging business I do not need a business credit card account as blogging is not capital incentive and I can do with my personal saving. There’s not much cash flow required. One of my friends recently opted for Capital One Spark Cash for Business card for his restaurant business. He is very satisfied customer and recommends the card for any one who needs cash line for business. Let’s take a look why the card may be a good fit for your need. We…

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Today’s review is for Iberiabank Gold card, issued by Visa. This is one of the four Visa cards issued by Iberia bank, other three cards are Iberiabank Visa Classic, Iberiabank Visa Select and Iberiabank Visa Platinum. A brief introduction of the issuer – Iberia bank Iberiabank is based in Lafayette, Louisiana is a regional bank. In the 6 southern states of Louisiana it has 145 branches. It is having its branches in the states of: – Louisiana, Alabama, Florida, Arkansas, Tennessee, and Texas. It is a public listed bank. Iberia Bank is a subsidiary of the Iberiabank Corporation which is…

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I received the card offer though mail. Since I live in Florida, nit was making much sense to apply for this card since Disney world is just 3 hours drive from our home. I haven’t applied for this card yet. There are people living here who widely use Disney Visa Premier card for their Disney World vacation. The USP of the card offer was a $200 Disney gift card on first use of the card. This is easy money without doubt.The card offers are revamped recently. Where credit requirement is now higher because of the introduction of higher reward points…

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Citi bank’s thank you prestige card is an elite class card. Same category as American Express Platinum card. Though not as much feature rich as that one. Prestige has earned good to excellent ratings by many rating agencies. This card belongs to thank you program launched by Citi bank. This card gives good amount of reward points for flying and is extremely beneficial for frequent flyers traveling in first/business class. Pors – The main benefit of this card is rewards. By these rewards you can save up to 15% on all flights, if tickets are booked from Citi’s travel service. …

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A few days ago we published a list of top three travel reward cards, Capital One Venture card came third there. This is one of the flagship card Capital One brought in the market. An excellent credit is needed to get your application approved. Do not apply if you don’t have good credit, otherwise your credit score may go down by a point of two because of hard-inquiry made as part of the application made. Now about Capital One Venture credit card, you must have seen viking ads which loudly says about earning 2 miles per dollar spent. Even though…

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A lot of frequent fliers use Southwest Rapid Rewards® Plus credit card. But is it the best travel rewards card you can get your hands on? You probably have it already and got it due to the lure of free flight. One of my friends did just that. When we studied the card closely, we found there’s not much this card has to offer other than the introductory bonus point which converts to $400 towards travel voucher.  Probably not, we published a list of best 3 travel rewards cards in 2012 last month. Southwest is not one of them. Let’s…

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While reviewing credit cards we came across an idea to list credit cards that give highest bonus rewards/cash back/points now in 2012; Just for applying the cards. If you can pay your entire balance every month then why shouldn’t earn rewards for our regular purchase? Here are the top credit card deals we are looking at for now in Q2 2012. Chase Sapphire card – What’s the reward: Earn 40,000 bonus miles if you spend $3,000 in first three months after account opening. That means $500 towards travel ticket cost. Capital One Venture Rewards — What’s the reward: Earn 10,000 bonus miles, equal…

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Cash back credit cards help earning a little extra while using the cards for regular purchases. Gradually the reward nature of cash back cards is changing. We are seeing diminishing rewards every year. in 2012 most cash back credit cards are similar in nature, most of them offer 1% cash back on general purchases. A few cards offer larger cash back on specific categories. For me, I personally use Chase freedom, AMEX Blue Cash, Citi Platinum and Discover More cards. I use the card which gives maximum reward at the point of purchase. In the crowd of almost-similar cards we…

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Credit card balance transfer means transferring money from one credit card of one bank to the credit card of another issuer. This is not just a marketing trick from the issuers; it is profitable for customers too. Many issuers offer 0% introductory APR for balance transfers.For example Citi Platinum card, Discover More card etc offer 18 months of 0% APR on balance you transfer from other cards, that means for 18 month you are not charged any interest, basically making it a 0% interest loan for one and a half-year. This transaction is fast, it is convenient and most important…

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