Product Review

The recurring revenue business model is one that many businesses overlook. This type of model often involves a subscription service. In a time when every dollar matters, receiving continuous payments from clients has several benefits. Stable Cash Flow Business can be going well one month and barely staying afloat another month. By setting up a recurring flow of revenue, your business becomes a lot more financially stable. Each customer on the subscription plan is billed according to an agreed upon amount. Customer payments can be set up as automatic payments. This money keeps business operations on track. Recurring payments lowers…

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So the basic question is how important it is to have finance and accounting courses to succeed? Is getting MBA degree a must for operating a business? Obtaining an M.B.A from a very highly acclaimed university is definitely not a prerequisite for operating lucrative small business; however, acquiring some fundamental accounting skills and mastering how to utilize accounting software can significantly aid save a small business owner a considerable amount of money as well as stress or frustration. Even though the business owner possesses the resources to hire an accountant, it is imperative to consider that a lack of accounting…

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3PL stands for Third Party Logistics.  A 3PL company or firm manages and provides solutions for all the logistics requirements of an organization.  The term 3PL is generally unfamiliar to people who are new to the logistics industry.  This is not so surprising because every industry has its own set of buzz words. 3PL can be traced back as early as 1970’s as companies were outsourcing more and more logistics services to 3rd parties.  Over time, 3PL service providers have expanded their services to cover the specific needs of various companies.  Today, most 3PL service providers offer a range of…

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Most credit card holders are normally advised by their providers to consider having credit insurance as well.  It is also quite evident that most people do not know the importance of having the credit card insurance hence a good number of holders reject it  since according to them, it is not a need. People also think credit card insurance are free services to enjoy, this is not true, this comes with a price. Due to different lifestyles that many people experience, there are also different insurance needs that one can obtain.  Knowing the different kinds of insurance that are protecting…

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It is not unusual to start thinking seriously about retirement when you reach age 55. It used to be a fairly straight forward process. If you had a 401(k) through your employer, you simply began to shave off contributions from your paycheck, selected the stocks or mutual fund you wanted to hold in your portfolio and watched as the value shot up. Then the Great Recession hit us like a tsunami. Just as the invading waters come from nowhere, tear everything away and pour it out to sea, so the value in our 401(k) was sent adrift. Those once-full reservoirs…

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With over 4,000 dedicated employees and an increasingly substantial 600 million dollars per year made in net income, the online stock brokerage hub E*Trade is certainly sitting pretty as the go-to of its market. Furthermore, in most cases, if you were to ask a friend, co-worker, financial advisor, or the like, which website they use to handle all of their investment needs, E*Trade would undoubtedly be high on their list, if not at the very top. While E*Trade Australia is a branch off of the E*Trade tree, it loses absolutely nothing by being an extension; the website comes with all…

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Any time of the day or night, on any weekday, anywhere in the world, you will find people hovering over their computer screens trading Binary Options & Forex, i.e. buying and selling foreign exchange currencies in what is the largest market on the globe by a factor of ten.  More than $3 trillion changes hands every day in this market. If you have ever wondered what the world of Digital Options is about and whether you should learn more about it, then read further. You’ll learn a lot, and before you know it you’ll be opening an account and buying…

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The world of Forex is fraught with danger and risk. The volatile nature of the markets means that they are often very unpredictable and, as a result, people lose and gain extremely large sums of money in an instant. The risks associated with Forex are inherent and this means that no matter how much you plan, prepare and research, you’ll never be able to bypass all risks. Despite this, there are several tactics that you can use in order to minimize these risks and maximize your chances of turning a profit. One of these ways is through something known as…

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As you consider applying for home loan, it is prudent that you consider personal finances. The amount of money that you earn when compared against what you owe others will be used to establish what can be lent to you. This is crucial because houses cost differently and you could select the one you can afford. Here is how to establish the amount of home loan you can afford. Establish what is your monthly income It is important that you establish the total monthly income. This should include your regular sources as well as recurring returns that you can articulately…

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A new home can be exciting and fun to find, but getting a loan is usually not.  It’s not like you can apply for pay day loans on the phone to cover the cost.  Here are a few ways to make sure you get your money in order for the home of your dreams. Determine Your Budget There are many rules of thumb when it comes to what you can afford.  Why stretch yourself more than necessary?  Depending on where you live, you can figure out what monthly payment you can easily afford and whether you’d be comfortable with a…

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