Prosper is a peer-to-peer lending service that brings in Lenders and borrowers together on its platform. The borrowers borrow money from a number of lenders and lenders lend money to a number of borrowers. Prosper can be very attractive to both borrowers and lenders.  Started in 2006, California based Prosper.com is currently the largest peer-to-peer lending service with over 1.25 million members and 350,000,000 in funded loans. Prosper offers borrowers loan rates as low as 6.59% depending on credit-worthiness and return rates as high as 38.54%.  Both borrowers and lenders eliminate the need to get a loan through a bank by working directly with…

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What are the essential qualities of a good product review? We often see people write pre-sell pages and they fiercely sell products before they’ve even built any rapport with the reader. I think the best results will be achieved when you don’t try to sell products you review but, recommend to them. There are various other essential qualities that makes a review worth reading and spending time on. 1. Should cover pros and Cons – A genuine review should cover the pros and cons. A product rarely goes flawless. A review should cover both the aspects. Describe the product, the good parts…

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This article describes why online customer reviews are important for the company and the customer Online customer reviews are most sort0after items on the web. A quality online customer or product review is a major accomplishment for the success of your business. It conveys the trustworthiness of your product in general and website or company as the whole. Throughout the mankind history, we have always asked friends, colleagues and neighbors for recommendations.  Online reviews are basically word of mouth marketing expanded to include anyone with a computer, smart phone or tablet computer. Online customer reviews are very important to your…

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This blog is about reviewing financial products. Including credit card, IRAs, CDs, tax software, Bank accounts and many more. There are pros and cons of reading the review before spending money on a financial product. Pros: Reviews help you decide which financial products are the most beneficial for your need. You can access plenty of key information on products highlighted – all in one place. You can learn as much as you can about a financial product, without the fear of being chased around by financial product salesperson. Cons: Reviews could be non-genuine ones, or even fake, to drive you…

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