Okay, so probably the title says it all. The heading of this article is in itself a big controversial topic in our countries investment market for several years now. This question could never really be answered by any one. Because, let us face the truth, no great a genius can give a clear cut answer to this question simply because this question does not have a clear cut answer. The question to this answer may vary from person to person and according to their personal choices. But then you would think, if this is such a personal choice, why are…