There is a stark difference between a loan shark and a legitimate money lending business. Loan sharks are dangerous and illegal individuals or groups, often connected to organized crime, while legal lenders are just the opposite – legitimate, registered companies. Given that most people look for loans online nowadays, loan sharks have also shifted to online formats to find their victims over the internet. While there are multiple ways to differentiate between a properly registered business and an illegal organization, desperate times can mislead us towards making a mistake. Why Loans Sharks Are So Dangerous As loan sharks do not…
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Saving money takes more than it’s worth, and if you are into how to proceed to it, you’re not alone. Many people do not know how to invest in things, so spending cash is arguably more exciting. You should always consider saving money a priority because, after all, “A penny saved is an Investment for tomorrow.” And there are many ways to redeem cash without sacrificing your favorite dress in a mall or delicious food in the restaurant. The very best way to start balancing money in your account is to become aware of your finances and expenditure habits. With…
You might be earning a considerable amount of money right now that supports your lifestyle. However, somewhere along the way, you’ll be needing a lot more things, such as houses or cars, most especially if you have a family. That’s why it’s important to invest and grow your money in the future; when they say time is gold, this is what they mean. With the help of Fundrise, you can use the time to grow your money. What’s Fundrise? Fundrise is actually a real estate company that has an online platform. The online platform allows individuals to invest in residential…
The unstoppable advancement of the internet has made possible to operate a business completely online. While there are many benefits associated with this change, we cannot deny the risks it poses too. Today, numerous types of cyber crimes happen. For example, an online scam and fraud is a terrifying problem to encounter on the internet. Cyber criminals are like con artists of the real world, aiming to trick, deceive, and scam innocent people. Unfortunately, these attackers are experts and knowledgeable in hacking even the most secured sites online. As online security advances, their skills also improve and develop. While online…
Low credit scores make loans inaccessible or expensive. Sadly, they are not always fair. Mistakes on credit reports drag FICO totals down, making borrowing complicated. Despite the popularity of credit fixing services, you can remove false entries by yourself. Discover key steps to success in our article. But first, what does ‘poor score’ mean? The FICO range is from 300 to 850 points. Many lenders consider borrowers risky if they have less than 700. The requirements and scoring methods vary, but the consequences of poor scores are far-reaching. These are rejections and outrageous interest rates. When you repair the score,…
A guest post from Joey Reeve, who is the founder and CEO of Universal CPA Review, a New York City based EdTech company. Universal is known for its application of visual learning techniques and adaptive learning technologies in helping candidates pass the CPA exam. He is responsible for overseeing product development and go-to-market strategies. You can find Joey on LinkedIn or by visiting Universal CPA Review’s website. Topic: Tax reporting requirements for received stimulus checks Title: What Are Covid Stimulus Checks and Are They Reportable on my Tax Return?: It’s that time of year again, no the McRib is unfortunately…
Losing a loved one unexpectedly as a result of an accident that wasn’t the deceased’s fault can cause a series of difficult and traumatic events for the family. As well as grieving, those close to the deceased are left to deal with several financial issues. This is why fatal accident claims are an essential part of the process for coping with the loss, both emotionally and financially. R James Hutcheon Solicitors is a professional law firm in the United Kingdom that specializes in ensuring family members receive the financial support they require following the unlawful death of a loved one….
It seems like a huge risk for you to obtain a no-deposit car loan. You don’t pay anything upfront, and there’s a chance the monthly fees will blow up. Although the monthly payments are indeed higher than usual loans, it shouldn’t make you feel fearful. If you’re responsible and pay the loan on time, you have nothing to worry about. You have to pay a monthly fee anyway Even with a deposit, you will still pay a significant amount each month. It might not be too high, but it’s still a considerable portion of your monthly income. Since you need…
Do you have bad credit? If so then you may find it difficult to get a loan. You do however need to know that it is possible for you to turn things around for yourself, and sometimes a few small simple changes can make a huge difference. Gather Your Personal Information Before you go ahead and dive into the personal loan application process, you have to get a good idea of where you stand. You have to understand your credit score and you also need to be aware of your credit report as well. Not a lot of people know…
Getting approved for a loan used to be impossible for students with bad credit or those with no credit history. Financial institutions such as banks and credit unions still deny loan applications outright when they see a credit score of 620 and below. An outstanding credit score means the world to most people, as it influences student loans, home loans, and car loan applications. Also, the credit score reflects an individual’s financial responsibility as well as trustworthiness as a borrower. Even with all the help and the support that these students are getting from the different federal financial aid programs,…
