Shopping for jeans, it has to be said, is not my preferred past time. Hours spent browsing through racks of jeans, trying to find the right size, length, or cut, could be better spent elsewhere. Whole libraries could be built upon the types of jeans which have evolved over the past 140 years, since the cowboys started wearing denim in the 1870s. So, when I do go jean shopping, I try to pinpoint exactly what type of jean I am looking for before I start. Most popular at the moment are jeans of the slim cut variety. I’m talking skinny…
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With spring in full swing and, hopefully, brighter days for the foreseeable future, now would be a perfect time to take a look into becoming more energy efficient and seeing some savings on your business electricity bills. While British Gas offer some incredible tariffs for business owners, there are always ways of improving your energy consumption, which will then be reflected in your monthly payment. While the recent Co-operative case study showed an incredible energy saving of £50million by replacing the open fridges in its stores with ones with doors, there are plenty of ways for smaller businesses to make…
Of the many concerns a business encounters during day-to-day operations, none is more essential or least understood than obtaining the correct type of insurance policy. This is especially true when we consider the many disparate areas of insurance such as cleaning insurance, fleet van insurance or office contents insurance. Therefore it proves worthwhile to list a few simple tips to aid in finding the most comprehensive and cost-effective offers available. Is It Better to Obtain a Quote Online or Offline? This question primarily revolves around the type of insurance desired. For example, retail insurance, commercial office insurance or fleet van…
A new home can be exciting and fun to find, but getting a loan is usually not. It’s not like you can apply for pay day loans on the phone to cover the cost. Here are a few ways to make sure you get your money in order for the home of your dreams. Determine Your Budget There are many rules of thumb when it comes to what you can afford. Why stretch yourself more than necessary? Depending on where you live, you can figure out what monthly payment you can easily afford and whether you’d be comfortable with a…
Since the start of the economic downturn it has certainly become more difficult to get approved for a mortgage, but things really aren’t as bleak as some of the naysayers in the media would have you believe. Yes, lenders may be a little choosier than before and options like self-certification are now seemingly things of the past, but if your financial circumstances are good enough there will still be a mortgage deal out there for you. Here we look at some of the things which can help or hinder your chances of getting approved. Length of employment If you regularly…
If you have been involved in an accident that was not your fault and that led to you suffering from any kind of injury or illness then you may be entitled to claim compensation. You can claim if you endure virtually any injury or suffer from any illness but it can prove especially pertinent to do so if you suffer from serious head injuries. These can have a major impact on life, cost a lot while you are recuperating, and can leave you with permanent damage. Car Accidents Car accidents are a common cause of head and brain injuries and…
Letting your kids use financial software is quite beneficial as this will help them learn valuable skills such as wise use of money and budgeting. There is a wide range of financial software for kids in the market today giving you a variety of choices for your kids. Here is a look at five of the most popular in the market. Kids Save Software With Kids Save, your child will learn to monitor money through rewards incentives and helps them establish and track their goals. This program will help your child make deposits ad withdrawals using automated allowance and rewards…
Welcome to this edition of Finance Carnival for Young Adults, enjoy this great selection of personal finance posts. If you are a blogger and write about personal finance, don’t forget to submit your post for next week’s carnival, by clicking this link. Darwin @ Darwin’s Money writes This is the Only Stock I’ve Bought in Months – 3D Printing About to Change the World – If you haven’t heard about 3D Printing yet, you will soon. It’s about to change the world and here’s the only pure play stock up 300% over the past year which has 3D printing at…
The financial side of getting a college education is always a challenge. Aspiring dreamers get off with the use of student loans. But when it’s time to leave the university, you also want to end everything that comes along with it like your student loans. Many feel that repaying student loans when you are already starting to be a full-time earner can be very inconvenient and distracting. Remember: this is a responsibility that you have to keep. To help you with the challenge, here are 10 ways you can accelerate student loan repayment. Plan your finances. While seemingly simple, planning…
Each and every year it gets to the end of November and money starts to look tighter than Santa’s belt. Even when you’re just getting paid, the month ahead is extremely long, even though you’re going to have a few days off (in fact that probably makes it even harder to budget). If you’ve not got all your Christmas presents it’s even worse, which makes it all the more disheartening if a genuine financial emergency comes along. It can really ruin your Christmas when you’ve spent the last of your money on the family and then the worst happens; your…
