Travel reward cards come with different perks and features. It’s not an easy task to rate the cards.We found the best travel rewards card for affluent is American Express platinum card. If you are a frequent traveler, this card can earn you more rewards than the $450 annual fee. Bur we are not recommending to general public who usually are not frequent flier. Many air lines also provide travel credit cards. But some those cards have much higher APR than bank or other credit card providers. Still some airline credit cards, like British Airways, Southwest airlines are better than other…
Credit Card
First up, you should know that the AMEX Platinum card is not a typical credit card – it is a charge card. This means that at the end of every month, you will have to pay for what you spent with the card in full, and no exceptions. This makes using the card pretty convenient – you don’t have to keep track of how much you owe because at the end of every month, your debt goes back to zero. This is the reason the AMEX platinum card has no APR – you have no need of one. The payback…
The most recent card to catch my eye has been the American Express Blue Cash Preferred card, which is an improved version of the flagship Blue Cash card. It has much more generous rewards structure than other cards on the market, comparable and perhaps better than Discover More Card, the best reward card we have reviewed so far. The pitch for the card definitely looks worth dying for in this market. Which says “6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% back everywhere else“. The moment you you think that the supermarket…
True Earnings Card from Costco and American Express is an American Express cash back card which allows unlimited cash back on purchases made at Costco. This card allows you to earn up to 3% of what you’ve spent on certain purchases, and also comes with Costco membership as an added advantage. If you are going to apply for the Costco American Express True Earning card, try to see your credit score first to have a general idea of what your credit limit is going to be, or will you be approved. Credit Sesame shall give you a free assessment of…
The main purpose of the Citi® Platinum Select® Visa® card is for transferring your existing credit card debt over to Citibank. A balance transfer to Citibank immediately saves you from paying future interest on your debt. And this is in addition to having one and a half years interest free – the Citi® Platinum Select® Visa® card offers 0% APR, giving you 18 months more to pay off your credit card debt, which at some point in time you will have to face, unless paid within 18 months. You do have to pay an extra 3% balance transfer fee, which is pretty…
If you are a heavy shopper at Best Buy, you may want to use Best buy rewards zone, if you want to maximize your rewards and score some deals every once in a while, you may apply for Best Buy Reward Zone® Credit Card Like most credit cards offers, the Best Buy Credit Card offers an incentive for signing up, but it varies. If you sign-up in person at a Best Buy store, you may receive a discount on your first purchase using the card. If you sign-up online, there is no discount. The card also includes a rewards program…
I didn’t know this card is one of the oldest reward card in the market. Needless to say more than half of Discover card holder portfolio contains Discover® More® Card members. I also didn’t know that Discover cards have an orange edge, which is there to assist you getting out the card from your wallet. Discover says that Orange symbolizes the care and commitment they have for the card members. They want to make sure you get the orange out from a stack of whites and blacks. Good thinking! Now that you discovered two great facts about Discover, let’s try to find all…
Credit cards are made to be convenient, but you have to know which credit card is going to be the most convenient, or going to get you the most advantage with its use. The Chase Sapphire credit card has its advantages, though it comes at a price. The Chase Sapphire has no introductory APR, or annual percentage rate. The APR does come at a low 15.4%, which you should know is a low APR when you see other credit card APRs, and the APR is also variable – so remember that at some time in the future, this low APR…
The other day I received a mail in offer for this card. Although I pay my balance in full every month on all of my cards, this one got my attention because of its 18 months 0% APR rate. I was intrigued. I didn’t end up applying for the card because I don’t need a 0% PAR or a 20% APR, I don’t have to pay any interest on my cards. This card can be one of the bets companion in your debt reduction journey if you happen to have credit card debt. I would advice that when looking for a new…
