If you’ve been pouring premiums into your life insurance policy for years, you might think that you’ve more than paid your way to full coverage no matter what; unfortunately, this just isn’t the case. There are limitations and a big one is traveling abroad. What Happens to My Policy When I Travel Abroad? Nothing happens to it, per se, but under most circumstances, with most agencies, life insurance policies get left behind at the airport while you take off to some abroad location completely unprotected. We like to think that it waves goodbye, at least; it’s a nice policy, after…
Guest Post
Shopping for jeans, it has to be said, is not my preferred past time. Hours spent browsing through racks of jeans, trying to find the right size, length, or cut, could be better spent elsewhere. Whole libraries could be built upon the types of jeans which have evolved over the past 140 years, since the cowboys started wearing denim in the 1870s. So, when I do go jean shopping, I try to pinpoint exactly what type of jean I am looking for before I start. Most popular at the moment are jeans of the slim cut variety. I’m talking skinny…
Of the many concerns a business encounters during day-to-day operations, none is more essential or least understood than obtaining the correct type of insurance policy. This is especially true when we consider the many disparate areas of insurance such as cleaning insurance, fleet van insurance or office contents insurance. Therefore it proves worthwhile to list a few simple tips to aid in finding the most comprehensive and cost-effective offers available. Is It Better to Obtain a Quote Online or Offline? This question primarily revolves around the type of insurance desired. For example, retail insurance, commercial office insurance or fleet van…
Since the start of the economic downturn it has certainly become more difficult to get approved for a mortgage, but things really aren’t as bleak as some of the naysayers in the media would have you believe. Yes, lenders may be a little choosier than before and options like self-certification are now seemingly things of the past, but if your financial circumstances are good enough there will still be a mortgage deal out there for you. Here we look at some of the things which can help or hinder your chances of getting approved. Length of employment If you regularly…
Each and every year it gets to the end of November and money starts to look tighter than Santa’s belt. Even when you’re just getting paid, the month ahead is extremely long, even though you’re going to have a few days off (in fact that probably makes it even harder to budget). If you’ve not got all your Christmas presents it’s even worse, which makes it all the more disheartening if a genuine financial emergency comes along. It can really ruin your Christmas when you’ve spent the last of your money on the family and then the worst happens; your…
As the economy plunges more in an uncertain trend, most business ventures are opting to try and cut on expenditures that might cripple their profit margins. Though inconvenient for some of the employers, lay offs have even become a necessary option through which they may be able to have their businesses stabilize and even gain ground even with the threat of being faced out by the hard times. Such businesses therefore tend to resort to various meetings and events in order to try and forge the way forward in terms of how the business may be able to remain relevant…
The following is a guest article from Lauren Cohen on the topic of seniors life insurance. You are never too old to purchase life insurance. Having insurance will take the burden and stress off your family when you pass away. In past years, it was sometimes difficult for an older person to qualify for life insurance; however, today, more and more companies are offering insurance policies to seniors. One of the best options for seniors is to purchase a senior term life insurance policy. Children can purchase this type of life insurance on parents. Most insurance companies do not offer…
Having somewhere to store large amounts of data is incredibly useful for any business, whether it’s a start-up or a market leader which has been trading for decades. However, when new businesses need to find the right file storage solutions, it can be hard to find something that’s within their budget. If you’re starting a new business, but worry about having to spend a small fortune on a server and worry about its’ limitations, there is another way. You should realize that online file storage is the way forward for your company, but you may wonder how it works. Using…
Trading the stock market is normally only for people with a direct connection to the markets and captains of industry, right? Wrong. There are some markets which can be traded by just about anyone, which, if done successfully, could prove to be quite lucrative. One form of trading where it’s possible to potentially make significant profits is forex trading. Short for foreign exchange, trading forex involves speculating on whether one currency will strengthen or weaken against another currency e.g. GB Pound/US Dollar. One of the best things about trading forex is that, unlike other, more traditional forms of trading, you…
While certain people will always be more web savvy than others, using the internet to your advantage need not be an exercise in the overly technical. There are all kinds of services now available online that are easy to use and could well streamline your business practices, here are five ways you can make use of them Get a better deal Everyone knows there are price comparison websites out there that can save you cash on everything from credit cards to energy prices. But did you know that sites like MoneySupermarket also offer deals on things like professional indemnity insurance? The…
