For better or worse money runs the world. It may not motivate you, but to lead a healthy and happy life you need money. You need to take personal finances more seriously and create a sound financial plan. Budgeting and financial planning may sound like heavy terms, but are quite simple concepts applicable in your day to day life. A few lifestyle changes and more conscious spending is all that it takes to secure your future financially. There are various ways you can save money for the long term without putting your happiness on hold. Here are five ways to ensure…