As you consider applying for home loan, it is prudent that you consider personal finances. The amount of money that you earn when compared against what you owe others will be used to establish what can be lent to you. This is crucial because houses cost differently and you could select the one you can afford. Here is how to establish the amount of home loan you can afford. Establish what is your monthly income It is important that you establish the total monthly income. This should include your regular sources as well as recurring returns that you can articulately…