Welcome to the most recent Edition of the
Carnival of Retirement. If you want to submit a post for next week’s edition, please use this submission form. Next week’s edition will be hosted by Tackling Our Debt
This is the first Carnival I am hosting here at FPR. If you are visiting for the first time at this blog, you are most welcome. This is not your average day-to-day blog. It’s a specialist blog which reviews financial products and gives out a recommendation. Follow the blog and let us keep you be informed in the financial market place.
Glen Craig @ Free From Broke writes New Federal Regulation for 401k Fee Transparency Rules – As of January 2012, there are new 401k fee transparency rules in place to help those participating understand the fees and the funds themselves. See more about the new regulation.
Dr. Dean @ writes Killer Jobs: Do You Have One? – Is your job killing you, one keystroke at the time? What can you do when your job requires you to sit for long hours? If you can’t quit your job, then learn to work healthier. Live to enjoy retirement!
MMD @ MyMoneyDesign writes Would Dollar Cost Averaging Have Saved You From “The Lost Decade”? – The S&P 500 decreased by 23% during “The Lost Decade”. Would the strategy of dollar cost averaging have saved your investment portfolio from being reduced by this much? Let’s crunch the numbers and find out for ourselves.
Eddie @ Finance Fox writes 8 Tips to Save Money on Gas – If you’re looking for some ways to shave a few dollars off your household spend, one possibility is to spend less on gas, by following some of these fuel economizing tips.
Aloysa @ My Broken Coin writes My Mother Was a Mail-Order Bride – People often ask me how I came to the United States. Sometimes they give me an unpleasant smirk, wink at Beaker, my American husband, and say nothing but imply a lot. Sometimes they go as far as measure me up and down, and blatantly ask me if I was a mail-order bride.
Dividend Ninja @ The Dividend Ninja writes Dividend Fund Managers Are Buying Apple? – written by Hank Coleman Mutual fund managers are getting confused. It seems like more fund managers are deviating from their fund’s stated focus and suffering from style drift in order to own one of the hottest stocks of the past decade. More than 40 dividend funds have recently bought shares of Apple even though the company does not yet issue a dividend.
Jason @ Work Save Live writes Athletes That Went Broke & Wondering Why We Enjoy Their Downfall – The idea for this post came from an article I read online about Allen Iverson being the next big name athlete to go broke.
Pat Huddleston @ Investor’s Watchblog writes Investors as Muppets – A View from the Inside – An inside look at the investment industry-not something you particularly want to hear but the best thing for you to hear in order to protect yourself.
Kevin @ Thousandaire writes How To Turn Your House into Income – If you want to make some money off your house, consider renting out a room. That way you keep your place to live and make some money of it at the same time.
MR @ Money Reasons writes Your First Investment Should Be Fun And Exciting! – When you start investing, doing so in retirement accounts is a killjoy! This is why I didn’t follow the common knowledge when it came to my first investments
Hank @ Money Q&A writes Five Creative Ways To Fund Your New Small Business – So, what does a small business owner have to do to find funding for his or her business? Get creative to fund your new small business. It takes a lot of guts to run a small business these days.
101 Centavos @ 101 Centavos writes Prospect Generators in Mining – The Global Outsourcing Trend Continues – American Airlines is looking for partner airlines to manage flight route out of the U.S. Oil and Gas refining companies outsource their engineering,…
LaTisha @ Financial Success for Young Adults writes I Graduated, but Don’t Have a Job – Are you a recent grad without a job? This post has tips on how to land a job after college graduation. Smart networking tips for recent graduates.
Steve @ Money Infant writes Getting Back on Track After a Financial Train Wreck – It took ruining my marriage and the destruction of my credit to get me to realize how I was managing my finances was unsustainable.
SFB @ Simple Finance Blog writes Choosing The Right Life Insurance – Buying Life insurance is an important choice that many people delay because of the overwhelming amount of options and lack of facts.
Suba @ Broke Professionals writes Five Things You Must Know About Freelancing – Freelancing can be a path to professional freedom, but if you’re not careful, life as a freelancer can complicate your finances.
Jeffrey @ Money Spruce writes Life After Quitting Questions Answered: Saving, Business-Building and More – Planning to quit your job means there’s a lot of things to think about first. Here some of those things you need to consider.
Michael Kitces @ Nerd’s Eye View writes In Defense Of The 70% Replacement Ratio In Retirement – As prospective retirees struggle to figure out how much money they need to accumulate in order to retire, a key assumption is what anticipated spending will be in retirement. After all, the more spending that must be supported, the more assets that may be necessary (in addition to other income sources) to support that spending. Historically, a popular “rule of thumb” was to assume a replacement ratio of 70% to 80% in retirement, although in recent years this guidance has been lambasted by planne
Jon the Saver @ Free Money Wisdom writes Buy Disability Insurance or Go Broke! – Disability insurance is a topic that most people don’t know much about. It can protect your income in times of crisis during your life!
Daniel @ Sweating the Big Stuff writes Are Company Sponsored Trips The Best Perk Ever? – My favorite perk at my job has been half day Fridays. Recently, I went on a ski trip and to a shooting range with the company. Which perk is better?
Jeremy Waller @ Personal Finance Whiz writes Credit Cards Are Dangerous: The Psychology Of Paying With Cash – Over the years I’ve discovered that knowing how to manage your money is only 20 percent of the picture. The biggest part, by far, is the mental battle. If I could sit down with you for 1 hour I could teach you everything you need to know to budget your money, pay off debt, invest and retire well…
Crystal @ Budgeting in the Fun Stuff writes In Praise of Hand Me Down Toys – I’ll admit it. I’m a cheap (but proud!) Aunt. One of the older nieces hands down her toys to the youngest via me.
YFS @ Your Finances Simplified writes How Friends Can Ruin Your Finances – Have you ever had the kind of roommate that eats everything in the fridge even though he didn’t buy the groceries, or come up short on rent and ask you to cover for him? Most guys are familiar with the slacker roommate or flakey friend who is always a …
A Blinkin @ Funancials writes Friends Don’t Let Friends Ignore Inflation – Lets say you have two friends. One of your friends keeps stealing money from the other. Wouldn’t you feel an obligation to warn your one friend about the other? Of course you would! It’s the same obligation I feel when I think about your money and inflation.
John @ Married (with Debt) writes Stress at Work? Take an Office Vacation – Experiencing stress at work? Find out how to reclaim part of your day and take a vacation in your office. It’s not hard.
Amanda L Grossman @ Frugal Confessions writes Keeping All Your Eggs in One Basket is Risky – My sister and I used to gather eggs from our henhouse for breakfast.
KT @ Personal Finance Journey writes Money Saving Tips when Hiring Movers – If you are like me, you detest moving. I stayed in an apartment two years longer than I should have because I so dislike the moving process. Still, most Americans average 11 moves in a lifetime. If you are planning to move soon, take advantage of these tips to save money hiring movers: Check Yelp.com.
Wayne @ Young Family Finance writes Eating Healthy Can Save You Money – Believe it or not, eating healthy can save you money. Find out how by reading this article.
Jester @ The Ultimate Juggle writes How to Get a Second Job – Find out what you should consider when selecting your second job. Don’t jump in without considering these options.
Shaun @ Smart Family Finance writes Should Families Buy a House or Rent an Apartment: The Risks of Homeownership Compared to Renting – Understanding the risks of homeownership can also help you implement strategies to reduce those risks.
Ashley @ Money Talks Coaching writes Why the Roth is Better Than a Traditional IRA – The difference between Traditional IRAs and Roth IRAs are taxes.
Daisy @ Add Vodka writes Six Annoying Work Personalities We Could All Do Without – Since being thrust into the office work world in March 2011, I’ve noticed some pretty annoying office behaviours that I think are both mind-blowingly aggravating as well as comical.
PITR @ Passive Income To Retire writes Can only the Rich Retire Early? – Who can afford to retire early? Popular media may suggest it is the rich, but I think you will be surprised to find out who it really is.
Corey @ 20s Finances writes My College Mistakes Everyone Should Avoid – My college experience was a blast and I learned a lot of financial lessons the hard way. I believe college students grow and mature faster as college students then most other times in their life. Students arrive on campus pumped up for all the good times to come, so oblivious to their responsibilities.
FG @ Financial God writes How Kickstarter and the Point Are Great Ways to Give to Others, and Sponsor Some Really Cool Projects – Have you ever used Kickstarter or The Point before? These are a couple of pretty cool websites that are changing the face of charitable giving, and encouraging entrepreneurship by making it easier to support projects and sponsor creative works of art. The way that these sites work is that you “pledge” your support for certain projects.
Corey @ Steadfast Finances writes What are the Political Risks of Your Retirement Plan? – Is your retirement plan secure? Find out if it is at political risk.
krantcents @ KrantCents writes The 3 J’s of Success – The 3 J’s of Success is the tenth in a series of articles to help you reach your goal.
Tushar @ Start Investing Money writes Why Do Companies Have IPOs? – Read about the reasons why companies have IPOs. If you were every curious, here are the reasons.
Ryan @ Early Retirement Investments writes Common Sources of Retirement Income – There are many sources of retirement income! See if you are considering the ones that I have on my radar.
Don @ MoneySmartGuides writes Using Your HSA as A Retirement Account – As the price of insurance continues to increase, Health Savings Accounts (or HSA’s) are becoming more and more popular.
Paul Vachon @ The Frugal Toad writes Deciding When to Retire – How to Access Retirement Funds Penalty Free – A common misunderstanding of individuals contemplating when to retire is that you can not access your retirement accounts until you are at least age 59 1/2. You may be surprised to learn that there are ways to withdraw funds from your retirement accounts before age 59 1/2 and avoid paying the 10% early withdrawal penalty.
Kyle @ The Penny Hoarder writes How to Get Paid $200 a Month Testing Websites – Website testers are paid $10 to record their opinions of a website’s appearance and ease of use. It’s a pretty easy job and there a number of firms currently hiring…
Luke @ Learn Bonds writes 10 Year Treasury Going to 1%? – Bond fund manager Robert Kessler making the case that the end of the bull run in treasuries is not over, and in fact could have a lot farther to go. Here are his main points…
Jen @ Master the Art of Saving writes How to Setup Daily Transfers at ING Direct – After mentioning numerous times that I setup daily transfers to help us save money, I figured it was time to share how to do it for those who don’t already know as well as any easy way to keep track of them. It’s quick, easy and a great way to get started saving money.
Boomer @ Boomer & Echo writes Pros And Cons Of Holding Your Mortgage In Your RRSP – One investment that is eligible to be held in your RRSP is your mortgage. You need to have enough cash, or assets that can be converted to cash, and hold your mortgage in a self-directed RRSP. You then make your mortgage payments to the RRSP instead of a financial institution.
Glen Craig @ Free From Broke writes Grow Your Nest Egg with Automatic Retirement Contributions – A great way to grow your nest is, or your retirement fund, is to set up automatic retirement contributions. See some ways that you can do this to get on track to retiring.
J.P. @ Novel Investor writes Financial Emergency Kit: Are You Prepared? – Emergencies happen every day. But when the impossible happens, will you be ready? Having a financial emergency kit will make a big difference if the worst should ever happens.
Ken Faulkenberry @ AAAMP Blog writes How to Protect Yourself From Investment Fraud, Scams, and Schemes – Avoid investment fraud, scams, and schemes by watching for warning signs and implementing principles and solutions to protect yourself.
Emily @ Evolving Personal Finance writes Why You Should Save for Retirement While In Graduate School Part 2 – Three non-mathematical arguments for saving for retirement while in graduate school, including “treat it like the rest of your life” and “don’t bank on your best hope of what the future will entail.”
Sicorra @ Tackling Our Debt writes Let’s Talk Money – The Series – A weekly written interview with other personal finance bloggers who share personal information about themselves and their views on spending money, making money, budgeting, etc.
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