If you’ve been pouring premiums into your life insurance policy for years, you might think that you’ve more than paid your way to full coverage no matter what; unfortunately, this just isn’t the case. There are limitations and a big one is traveling abroad. What Happens to My Policy When I Travel Abroad? Nothing happens to it, per se, but under most circumstances, with most agencies, life insurance policies get left behind at the airport while you take off to some abroad location completely unprotected. We like to think that it waves goodbye, at least; it’s a nice policy, after…
Guest post
Shopping for jeans, it has to be said, is not my preferred past time. Hours spent browsing through racks of jeans, trying to find the right size, length, or cut, could be better spent elsewhere. Whole libraries could be built upon the types of jeans which have evolved over the past 140 years, since the cowboys started wearing denim in the 1870s. So, when I do go jean shopping, I try to pinpoint exactly what type of jean I am looking for before I start. Most popular at the moment are jeans of the slim cut variety. I’m talking skinny…
As the economy plunges more in an uncertain trend, most business ventures are opting to try and cut on expenditures that might cripple their profit margins. Though inconvenient for some of the employers, lay offs have even become a necessary option through which they may be able to have their businesses stabilize and even gain ground even with the threat of being faced out by the hard times. Such businesses therefore tend to resort to various meetings and events in order to try and forge the way forward in terms of how the business may be able to remain relevant…
Starting a new business from any premises involves a lot work, especially when it comes to working from home and trying to calculate how much you need to spend to operate effectively. If working from home, you do not have to pay for office space, which is handy, but there are other expenses you might worry about such as phone bills. Fortunately, there is an alternative to racking up huge phone bills every month, and it will also make communication with clients and colleagues much easier. Conference calling online can save your start-up business hundreds or even thousands each year…
Having somewhere to store large amounts of data is incredibly useful for any business, whether it’s a start-up or a market leader which has been trading for decades. However, when new businesses need to find the right file storage solutions, it can be hard to find something that’s within their budget. If you’re starting a new business, but worry about having to spend a small fortune on a server and worry about its’ limitations, there is another way. You should realize that online file storage is the way forward for your company, but you may wonder how it works. Using…
Trading the stock market is normally only for people with a direct connection to the markets and captains of industry, right? Wrong. There are some markets which can be traded by just about anyone, which, if done successfully, could prove to be quite lucrative. One form of trading where it’s possible to potentially make significant profits is forex trading. Short for foreign exchange, trading forex involves speculating on whether one currency will strengthen or weaken against another currency e.g. GB Pound/US Dollar. One of the best things about trading forex is that, unlike other, more traditional forms of trading, you…
This year is set to bring significant changes to the legislation regarding pension law, and this will mean legal obligations for employers that they need to be fully aware of if they are going to meet their requirements. The changes affect both employers and workers, but it is particularly important for those running a business to be aware of them because they will carry the larger share of responsibility in terms of implementing the new changes – known as the automatic enrolment pension plan – in both financial and administrative terms. As is indicated by the name the auto enrolment…
Do you get multiple credit card bills every month? Do you find it difficult to manage your monthly expenses after paying for all the bills? Then you definitely need to do something about it instead of letting the debt burden grasp you. In such circumstances what works best is opting for credit card consolidation. It can help you to combine all your multiple debts into a single one and help you pay through a single consolidated payment. If the process of consolidation is carried out well it can lower your interest rates too. So, if you are considering debt consolidation…
Smart consumers know that making purchases on credit costs you more money in the long run. Sure, you might make a given purchase with the intention of paying off your credit card before the billing cycle ends, but often it just doesn’t happen. Pulling out a credit card often means paying at least a few dollars more for many purchases. There is another, much more subtle way that using a credit card will cost you more money, however. Professors Promothesh Chatterjee and Randall Rose of University of Kansas and University of South Carolina respectively recently published some research that suggests…
