Recently, while on my way home from work, I heard on NPR radio that one insurer was offering up to a 15% discount on life insurance if you were to wear a Fitbit and let them track your daily exercise routine. The more you exercise, run, walk, the more of a discount you’ll earn. Yet according to the same NPR report, the new generation of potential policyholders are not biting. Life insurance ownership is at the same level it was in the 1970s. And that’s despite the population growing by 20% since then. Does declining ownership mean life insurance is…
Product reviews
The ACE Elite™ Blue Visa Debit Card conveniently provides you with fast and easy access to your finances where and when you need it the most. With this card, it is now made possible to keep your money safe and another great thing about it is that you can get paid for as fast as a couple of days. Indeed, you can automatically load your tax reimbursements, government refunds as well as payroll onto your card. For sure, you do not need to feel worried about your checks or cash being stolen or lost. All you have to do is…
With over 4,000 dedicated employees and an increasingly substantial 600 million dollars per year made in net income, the online stock brokerage hub E*Trade is certainly sitting pretty as the go-to of its market. Furthermore, in most cases, if you were to ask a friend, co-worker, financial advisor, or the like, which website they use to handle all of their investment needs, E*Trade would undoubtedly be high on their list, if not at the very top. While E*Trade Australia is a branch off of the E*Trade tree, it loses absolutely nothing by being an extension; the website comes with all…
The following is a guest article from Lauren Cohen on the topic of seniors life insurance. You are never too old to purchase life insurance. Having insurance will take the burden and stress off your family when you pass away. In past years, it was sometimes difficult for an older person to qualify for life insurance; however, today, more and more companies are offering insurance policies to seniors. One of the best options for seniors is to purchase a senior term life insurance policy. Children can purchase this type of life insurance on parents. Most insurance companies do not offer…
When one of my coworkers bought a Nissan Altima through USAA, I got curious about the bank. I latter realized that I being a non-military person can never open one account there. I inquired other who use USAA for their banking needs. Here’s my finding, enjoy the post. USAA provides many competitive financial products and services for its clients, most of who come from the military community. USAA stands for the United States Automobile Association. It was started early in the 20th century by army officers and it has grown to become one of the best financial service provider for…
According to the name, this is budgeting software that will help its users to manage their money better. With Mvelopes, you can set money aside for every need you have and track all your expenses. This will help you a lot with spending and saving in the future. Mvelopes is an application that will track all kinds of accounts; mortgage accounts, personal accounts, business accounts, retirement accounts and even investment accounts. Anyone who wants to keep a strict budget and look at every aspect of their spending should make use of this software. For those who have a very simple…
This annuity review is intended to explain who needs a pension annuity investment, and why they are so important. When you retire, you have no money coming in and will rely on social security unless you have made some form of financial provision. “People are living longer, and retirement is no longer just a few years, but can be as long as 20-30 years and more,” says James from iannuityrates.co.uk. “It can be a terrible shock to change from living comfortably to being on the bread line! Yet many who fail to invest for their retirement end up in this…
Kiva started as a tool through which entrepreneurs in developing countries were aided in starting their own businesses and hence improve their financial well-being. The main aim of Kiva was to stamp out poverty from developing countries in the world. It has grown in leaps and bounds ever since and it has turned to developed countries for the same purpose as well. According to many analysts. Is Kiva all that great? Kiva hasn’t made any significant impact in helping people in developing countries to pull themselves out of poverty as field partners seem to be factoring some countries over others…
Scottrade is a private discount brokerage firm in US. They have head quarter in St. Louis, Missouri. They have nearly 504 branches all over US. They offer service to Asian- pacific customers also. This service is provided through there center in china. They offer many services like stoke broker, mutual funds, CDs, IRAs, fixed income etc. 2010 they had nearly 3,300 employees. Till year 2008 they had $838.10 million revenues. In year 2011 they launched Scottrade bank. Some important things have to be considered before starting dealing with an online broker. The one which provides fewer prices is good but…
Lowermybills.com is a site is an online finance company. This site connects borrowers to lenders. This site also helps you in debate, bill pay, credit cards, insurance, phone, and internet service. This site was founded in year 1999. The head office of this site is situated at Los Angeles, California. Then in year 2005 Experian purchase this site for $330 million. In this year this site record profit of $26 million on total sell of $126 million. In year 2006 site spent nearly $75 million to $100 million on internet advertising. Site got famous because of enticing animated ads or…
